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home insurance

A homeowner’s insurance, as the name implies, provides full coverage for the belongings and infrastructure of your property against physical destruction or damage. In other words, house insurance protects you from both natural and man-made disasters such as fire, earthquake, tornado, burglary, and robbery.

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    The following are examples of several types of house insurance policies

    Home Building Insurance

    Serves to protect the house's foundation from destruction in the event of a disaster.

    Public Liability Coverage

    Protects the insured residential property from any harm caused by a visitor or third-party while on the premises.

    Standard Fire and Special Perils Policy

    Protection against fires, natural disasters (e.g., earthquakes, landslides, and storms, and floods), and anti-social human-caused activities (e.g., strikes, and riots)